• Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

S&P down slightly, led by energy and financials; Dow, Nasdaq up

Traders work on the floor of the New York Stock ExchangeThe S&P financial sector was the second biggest decliner as investors bet the Federal Reserve would not be inclined to raise interest rates soon. Investors saw further signs of dovishness in the release on Thursday of minutes from the Fed's September meeting, which showed that policymakers decided to hold interest rates steady as they sought evidence a global economic slowdown would not knock the U.S. economy off course. U.S. stocks ended higher on Thursday after the Fed minutes were released, putting the S&P 500 on track for its best week this year, even after the Friday afternoon dip.

Today's Rates*

30 Yr Fxd3.99%4.241%
15 Yr Fxd3.125%3.561%
5 Yr ARM2.99%3.233%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonWestlake Village

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