Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

After hard bargaining, EU set for deal on new leadership

A woman walks past the entrance of the European Council headquarters in BrusselsBy Alastair Macdonald and Julia Fioretti BRUSSELS (Reuters) - European Union leaders are set to end weeks of wrangling over top jobs in Brussels and agree on Saturday on who will fill key posts in EU institutions that face major challenges from a combative Russia and a stuttering economy. A summit in Brussels that was called after a pre-vacation meeting two months ago ended in deadlock is likely, diplomats and officials said, to hand Poland's conservative prime minister the influential role of European Council president and Italy's little tested young foreign minister given the running of the EU's common diplomatic efforts.


Today's Rates*

TermRateAPR
30 Yr Fxd4.125%4.335%
15 Yr Fxd3.25%3.65%
5 Yr ARM2.99%3.141%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCalabasas

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