Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

C$ little changed in thin markets; busy data week in focus

New Canadian five and 10 dollar bills, made of polymer, are displayed with the previously released 20, 50 and 100 dollar notes in OttawaBy Solarina Ho TORONTO (Reuters) - The Canadian dollar finished little changed against the greenback on Monday in very thin holiday trading and ahead of a busy week in North American economic news. Investors are focused on the Bank of Canada's interest rate decision on Wednesday and first-quarter economic growth data on Friday, as well as a jam-packed U.S. data calendar that could have implications for the U.S. Federal Reserve. "For the Bank of Canada ... There's definitely risk, but I'd say expectations are pretty firmly for a status quo statement," said Greg Moore, senior currency strategist at RBC Capital Markets.


Today's Rates*

TermRateAPR
30 Yr Fxd3.875%4.124%
15 Yr Fxd3.125%3.505%
5 Yr ARM3.125%3.271%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCalabasas

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