Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Oil prices fall on rising Middle East output, Asia demand concerns

An oil pump jack can be seen in Cisco, TexasBy Henning Gloystein SINGAPORE (Reuters) - Oil prices fell over 1 percent on Wednesday as production from major Middle East exporters was expected to remain high or even increase just as concerns over the state of China's economy weighed on its fuel demand outlook. Brent crude futures were trading at $49.29 per barrel at 0649 GMT, down 60 cents, or 1.2 percent, from their last settlement. U.S. crude futures were down 51 cents, or 1.04 percent, at $48.59 a barrel.


Today's Rates*

TermRateAPR
30 Yr Fxd3.625%3.862%
15 Yr Fxd2.875%3.289%
5 Yr ARM2.99%3.632%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonWestlake Village

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