Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Dollar, bond yields rise on U.S. rate hike bets

A red London bus passes the Stock Exchange in LondonThe dollar jumped and world stocks were left flat-footed on Thursday after the Federal Reserve painted a relatively bright picture of the U.S. economy, boosting bets that it will hike interest rates in September. Europe's stock markets had initially started brightly but began to fade as attention switched from company earnings from the likes of Siemens and Deutsche Bank to upcoming euro zone unemployment, business sentiment and German inflation data. The U.S. central bank's officials said they felt the economy had overcome a first-quarter slowdown and was "expanding moderately" and had seen "solid job gains" in recent months despite a fresh downturn in the energy sector and headwinds from overseas.


Today's Rates*

TermRateAPR
30 Yr Fxd3.99%4.23%
15 Yr Fxd3.125%3.561%
5 Yr ARM2.99%3.233%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCalabasas

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