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  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To HBC Financial

At HBC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Greece seeks to plug its 'Bermuda Triangle' of lost taxes

Handout photo taken by the Hellenic Coast Guard on February 20, 2015 shows a seized boat which was transporting large quantities of illicit cigarettes, in the western Greek port of IgoumenitsaIt could be a scene from a thriller: a ghost ship abandoned in the crystal-clear bay of a Greek island, its hold crammed with millions of illegal cigarettes, the crew nowhere to be seen. Every country in Europe has a problem with cigarette smuggling but in Greece -- which has the highest proportion of smokers of any developed country -- it has mushroomed since the economy sank into crisis. A security official, who asked not to be named, told AFP corruption and a lack of resources had caused "major failings in the Greek Customs system" with few major seizures or investigations into smuggling rings. Prime Minister Alexis Tsipras has made stamping out fuel and cigarette fraud one of his priority reforms, with the state losing an estimated 1.5 billion euros ($1.7 billion) a year in petrol tax alone, and between 500 and 600 million euros in lost revenue on tobacco.

Today's Rates*

30 Yr Fxd3.875%4.092%
15 Yr Fxd2.99%3.444%
5 Yr ARM3.125%3.209%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kathy and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCalabasas

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